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Those are all handy attributes if you want to make some smart money moves. If you want to count yourself among them, paying down and paying things off should be a top priority.

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I’d like to find the entire plant not only the flowers.

This may be done at any phase of the development practice. Once you’ve got a structure, you may add traps to it. Construction is just constrained by the player’s creativity, with large potential for enormous forts.

Instead of thinking about ways to accumulate more debt, make a pay-off plan.

Focus on your highest interest credit cards and loans first, then move to the second highest ones, until your debt is erased. We have a natural tendency to ignore bills in the vain hope that maybe they’ll just go away. In fact, that strategy will only compound the misery that will be visited upon you at some point and in some form.

This is the 20th anniversary of my second book, The New Rules for the New Economy.

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